Terms of Service
Last updated: June 2026
Welcome to Alta Business Loans (a DBA of ShelfRank Services LLC). By accessing our website or using our services, you agree to these Terms of Service. Please read them carefully.
Our role
Alta Business Loans is a loan referral and consulting service. We are not a lender. We help connect small business owners with lenders and service partners that may fit their needs. We do not make credit decisions, fund loans, or set rates or terms.
Important disclaimers
- Alta Business Loans does not guarantee approval or specific loan terms.
- Results vary based on individual circumstances, creditworthiness, business performance, and lender criteria.
- Loan products and terms are subject to lender approval.
- Alta Business Loans is a loan referral and consulting service; we are not a lender.
Eligibility and use
You must be at least 18 years old and authorized to act on behalf of the business you represent. You agree to provide accurate, current, and complete information. You agree not to misuse the website, interfere with its operation, or use it for any unlawful purpose.
Information you submit
By submitting a form, you authorize us to share your information with relevant lenders and partners to evaluate and present options, and you consent to be contacted by phone or email regarding your request. Pre-qualification uses a soft credit inquiry only and does not affect your credit score; any hard credit inquiry would occur only later, with your consent, through a specific lender.
Third-party services
Funding and related services are provided by third-party lenders and partners under their own terms and agreements. Alta Business Loans is not responsible for the products, decisions, or conduct of those third parties. Any agreement you enter into is solely between you and the third party.
No professional advice
Information on this website is provided for general informational purposes and is not legal, tax, accounting, or financial advice. You should consult your own advisors before making financial decisions.
Limitation of liability
To the fullest extent permitted by law, Alta Business Loans and ShelfRank Services LLC are not liable for any indirect, incidental, or consequential damages arising from your use of the website or services. The website and services are provided "as is" without warranties of any kind.
Changes to these terms
We may update these terms from time to time. Continued use of the website after changes are posted constitutes acceptance of the revised terms.
Contact us
Questions about these terms? Email [email protected] or call (404) 832-0631.